Scheduled jewelry insurance has a number of advantages that make it an ideal choice for protecting valuable pieces. Unlike standard homeowners or renters insurance, scheduled jewelry insurance provides coverage for items such as engagement rings, wedding bands, necklaces, earrings and other heirloom pieces. It can also cover watches and certain collections. Scheduled jewelry insurance not only covers loss due to theft but also due to damage from natural disasters; coverage that is typically not included in standard policies.
More about Scheduled Jewelry Coverage
In addition to offering increased protection, scheduled jewelry insurance eliminates the need to purchase a separate rider on your existing policy. The amount you pay for the coverage is based on factors such as item value and replacement cost. The policy will also typically include free annual appraisals to ensure the coverage is up-to-date.
Another advantage of scheduled jewelry insurance is that it often includes coverage for items outside the home, such as those taken while traveling. Generally speaking, most insurers will cover all 50 states and some foreign countries. While travel restrictions may apply—such as only protecting items in suitcases or lockers—scheduled jewelry insurance offers more comprehensive protection than standard homeowners or renters insurance when traveling with valuable pieces.
Overall, scheduled jewelry insurance provides peace of mind by providing assurance your possessions are protected from theft and damage. It also simplifies the claims process so you can receive compensation for losses quickly and easily. With this type of policy, you can rest assured knowing your valuable items are protected against loss.
By investing in scheduled jewelry insurance, you can feel assured that your valuable possessions will be safe and secure in the event of an unexpected incident. Coverage is typically affordable and provides comprehensive protection for all types of jewelry items, so you can enjoy peace of mind knowing your expensive pieces are well taken care of.
Get Help with Scheduled Jewelry Insurance
Setting up a scheduled jewelry insurance plan can be frustrating, but our team can help you determine which coverage options are best suited to your needs. For a free consult, call our offices or click on the quote button to get started.
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